Category: Finance

How the Economic Machine Works by Ray Dalio

Ray Dalio released his unconventional template on how the economy works in 2013 which it is still relevant today. We can study this template to understand where we are today in relation to where we have been. Dalio recently has explained we are right now (as of September 2018) towards the end of the short

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Savings Vs. Investing

There are many misconceptions between Savings and Investing. For most people, savings is a more familiar method than investing because it feels safer. This is due to the simplicity of the meaning of savings which basically means putting some money aside for a particular goal. Investing on the other hand, is perceived as more complicated to

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Personal Finance Strategy

Magic Formula Spend Less Than You Make = Wealth No matter how much money you earn, this is true. The less you spend, the more wealth. Principles: Define wealth as having a balanced allocation and strategy for your financial goals. Make sure to know your numbers, percentages, and saving/spending habits. Study and get comfortable your

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